Buyer 1 (Pre-Approved)	Buyer 2 (Contingent upon financing)
$150,000	$150,000
CASH OFFER	Conditional Upon Financing
QUICK CLOSING (14-21 Days)	Standard Closing (30+ Days)

Which offer would YOU accept?

Required Financial Information

• Completed Application
• Last (2) years tax returns & W2's
• Most recent pay stubs representing 30 days of pay
• Most recent 3 months bank statements for checking & savings (all pages)
• Most recent account statement for investment/retirement accounts
• If Self-employed: Last 2 years tax returns w/1099's and current P&L

Depending on your situation, more information may be required

Questions to ask:

• What monthly payment can I comfortably afford?
• What kind of loan program is best for me?
• Is a No Down Payment program a good option?
• What kind of interest rate will I have?
• How can you set me up for long-term financial success?